Fraud & Risk Monitoring Technology

CARCO’s Technology
Protects Businesses and Consumers

CARCO protects businesses and consumers through its technology platforms engineered to identify a variety of risk events and fraudulent activities that can expose companies and their bottom lines.

Risk mitigation solutions to protect businesses and consumers

CARCO provides a variety of risk solutions to protect businesses and consumers including fraud prevention pre-insurance inspections, real time vehicle title history data, and driver (criminal and MVR) and vehicle monitoring.


NMVTIS for Insurance

NMVTIS is the premier publicly available system in the USA that requires all insurance carriers, auto recyclers, junk and salvage yards, and states, to report vehicle title data. Among other things, this valuable tool reveals whether a vehicle has been flooded, salvaged, or declared a total loss. NMVTIS title history reports are a valuable loss prevention tool to carriers for underwriting and claims.

Driver Monitoring

CARCO’s SafeRIDE Certified is an independent, objective third party vetting service that monitors both the driver and the car that riders use for app-based rideshare services. The service ensures riders have a safe and positive experience and minimizes risk to the rideshare company by providing ongoing driver (criminal and MVR) and vehicle monitoring services.


CheckThatVIN is the accurate, one-stop site for consumers and business entities to access trusted used car VIN searches and used car title history information. allows you to access the National Motor Vehicle Title Information System ("NMVTIS") to check an automobile's title history, including its reported odometer reading(s). You can also determine whether the used vehicle has ever been labeled a "junk" vehicle, a "salvage" vehicle or a "flood" vehicle.

Insurance Inspections

CARCO is the leading provider of vehicle pre-insurance inspection services in the US. Major insurance carriers and brokers choose us for our extensive and convenient site network along with our experience deploying advanced technology to complete the inspection process in the most efficient and effective manner while complying with regulations.


Insurers report that most potential automobile fraud occurs within the first 125 days after issuing a new policy. Since 1977, CARCO has provided businesses with the technology enabled tools necessary to prevent fraudulent activity, helping both the consumer and the insurer.
The following link provides a compelling panel discussion of the need for both technology and resource expertise to continue the fight against automobile insurance fraud.

*Please note the video is 37 minutes in length.

Policyholder Resources

CARCO offers Policyholders an easy way to find a local inspection site and check the status of their inspection report.

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